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Detailed Rates

No Hidden Fees

  • $0.00 Application Fee
  • $0.00 Annual Fee
  • $0.00 Gateway transaction fee
  • $0.00 Monthly Minimum
  • $0.00 Recurring Transaction Manager
  • $0.00 Reporting
Recurring PaymentsRecurring Billing
$0.35 per Transaction (Volume Discounts Available)*
$19.95 Monthly Fee**
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Credit Card ProcessingCard Processing - E-commerce / MOTO Merchant Accounts
2.15% Qualified Key Entered Discount Rate (Volume Discounts Available)*
$0.27 per Transaction
$24.95 Monthly Fee**
$5.00 Monthly Statement
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Check VerificationCheck Verification
$0.24 per Transaction (Volume Discounts Available)
$19.95 Monthly Fee**
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NSF Check CollectionsNSF Check Recovery
We pay YOU 50% of the NSF Fee.
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ACH and eCheck ProcessingACH / eCheck Processing
$0.35 per Transaction (Volume Discounts Available)*
$19.95 Monthly Fee**
$2.00 Returned Item Fee

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Identity VerificationIdentity Verification
$0.35 per Transaction (Volume Discounts Available)
$19.95 Monthly Fee**
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Payment GatewayPayment Gateway
$0.10 per Transaction
$14.95 Monthly Fee**
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Credit Card ProcessingCredit Card Processing - Retail Merchant Accounts
1.79% Qualified Swiped Discount Rate (Volume Discounts Available)*
$0.27 per Transaction
$24.95 Monthly Fee*
$5.00 Monthly Statement
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* For Low Risk Merchants
** Monthly fee for a second service is $5.00.  Additionally, Monthly fees for services over two is $0.  Example:  If you have an ACH account only, your monthly fee is $19.95.  If you want to add ATMVerify, your monthly fee would be $24.95 ($19.95 for ACH and $5.00 for ATMVerify).  If you want ACH, ATMVerify and Credit Card Processing services, your monthly fee is $24.95.  The maximum monthly fee is $24.95

ach processing / echeck processingPayment Gateway Software

 

Payments Gateway™

One Connection, Endless Opportunities…

ACH Direct’s Payments Gateway is a high-capacity modular payment processing platform designed for maximum flexibility and availability. Our proven third-generation design enables merchants to process single or recurring credit card, debit card and electronic check transactions in either real time or batch mode. Furthermore, PaymentsGateway provides real time, negative and positive check verification and identity verification solutions. By sending every financial transaction through this single channel, merchants both simplify and enhance their current processing options.

Using ACH Direct’s Payments Gateway, merchants can process sales (debits), refunds (credits), authorizations, funds capturing and verifications. Transactions recurring weekly, monthly, quarterly, semi-annually or annually – as well as single transactions – travel efficiently and rapidly through its channels.

In channeling authorizations, settlement and/or funding, ACH Direct’s Payments Gateway helps mitigate risk and reduce fraud. All of ACH Direct’s other premier products and services such as ATMVerify® and IDVerify™ operate seamlessly with Payments Gateway.

To ensure maximum flexibility, Payments Gateway supports many major credit card processors such as First Data, Global Payments, Nova and TSYS. This flexibility is further enhanced by allowing merchants to process payments originating through dial-up, Private Network TCP/IP Frame Relay, Public Network SSL TCP/IP, Internet SSL Post Method, wireless/mobile and Telephony VRUs (IVR/ASR).

With ACH Direct your company will be able to accept all types payments using:

Call 866-378-0001 today!

* For Low Risk Merchants

 
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